I have heard so many young adults complain that adulting is hard. I couldn’t agree more. Being an adult can be a difficult journey. You’re expected to have a job. It is expected that you know about saving money, planning budgets and keeping it real. Plus there is so much pressure to have your life together before you’re thirty.
“A simple fact that is hard to learn is that the time to save money is when you actually have it.” Joe Moore
I have been an adult for a while now and have learned a thing or two about one of the most important parts of adulting- saving money. Saving money can be as difficult as you make it. Sometimes we prioritize the wrong things or we find it too difficult to make simple sacrifices in order to have a better handle on our finances. Today I want to get into your heads a bit and I need you to open your imagination. Take a few minutes and sit down, grab some pen and paper, and answer the following questions.
What Would Happen If You………. (Part 1)
-cooked more dinners at home and bought less fast food?
-spent less money on clothing and wore the same outfit thrice?
-stopped visiting the salon and painted your nails at home?
-didn’t care about becoming Instagram famous and lived below your means?
-cut up your credit cards and paid off all your debt?
-didn’t need to style your hair every week and got a low-maintenance haircut?
-stopped impulsive shopping and waited until special occasions to buy clothing?
-didn’t go to Starbucks and made your coffee at home?
-stopped wasting food and ate more leftovers or had them for lunch the next day?
-cancelled Netflix and spent more time outside enjoying nature?
Stop for a moment and thing about your answers. It might take a few minutes to a few days. Once you have thought about the answers, you can move on to the second part. Have fun!
What Would Happen If You………. (Part 2)
-stopped going to the club every week and enjoyed being at home?
-tried your hardest to save half of your paycheck every month and didn’t buy those new shoes?
-turned off the lights in rooms you weren’t in instead of leaving them as is?
-didn’t use an air conditioner and just used a fan or opened windows?
-didn’t go on twenty trips every year and just went on five?
-bought things in bulk and stopped spending on super brand name products?
-spent less time on your phone and actually opened a book?
-took shorter showers instead of spending an hour soaking?
-worked out at home and stopped going to the gym?
-didn’t shop on Black Friday and just let that “must-have item” go?
It doesn’t take remarkable changes to help us save money. Living on a budget and learning how to save should be skills that all adults acquire. Small changes that we make in our lives can have huge results.
Money is necessary for living in this modern world. It shouldn’t, however, ruin our lives. Even if you’re unable to give up everything, think of the one or two things that you don’t need.
Try your hand at this daily saving money challenge and see just how much money you can actually save. If you want to kick butt in this lifetime you need to learn more about saving money. You need to get your finances in check.
I hope you found some things to think about when it comes to saving money and learning how to effectively “adult”. Please be sure to check out this post on How To Kick Start Your New Year or these tips for How To Redefine And Redesign Your Life.
Also, let me know. What are some of your favourite money saving hacks? Do you have problems saving money? I love reading your comments and hearing your thoughts so please comment down below. Please also like and share this post and sign up so you never miss a thing!
Until next time. Peace, love and prayers